Mortgage Analyst

Company: Temple View Capital
Location: Bethesda
Posted on: March 26, 2020

Job Description:

Mortgage Analyst Temple View Capital (TVC) is a well established and fast-growing direct Private Money Lender, providing short term and long term financing for Residential Real Estate Investors in the residential mortgage industry. We are growing nationwide and committed to the development and advancement of our employees in the company and industry. Our HQ is seeking a Mortgage Analyst who is an accuracy superstar, with strong customer service presence, and ability to work under the pressure of a strictly defined deadlines. This role is responsible to collect and verify an applicant's personal information and financial records for the--loan, pull together and prepare--loan--documents that are passed on at the closing of the--loan, and generally keep the records for this financial transaction.--The position reports to Processing Manager.The Mortgage Analyst (MA) position will assist Account Executives with collecting and verifying borrower's personal and financial information and structuring the loan terms within the Company's credit guidelines. MA will also assist borrowers with any questions or concerns and providing outstanding customer service.ResponsibilitiesClear loan conditions and communicate effectively with team; loan originators, underwriting department, and closing.Maintain a pipeline 40-50 loans and enhances personal knowledge of products and services as well as the laws, regulation and internal policies and procedures appropriate to the positionPrepares a complete and concise loan file with timely submission to underwriting and closing in order to meet scheduled contract or other predetermined deadlinesEnsures that all conditions have or will be met prior to providing the file to the closing department for preparation of closing documents.Ensures accuracy by reviewing and analyzing all aspects of the credit package including but not limited to: accuracy of file input, timely delivery of required application disclosures, title policy, credit report/credit documentation and appraisal reviewAbility to interface effectively and professionally with applicants/borrowers, realtors, builders, appraisers, title companies and others in department to insure efficient and timely workflow and perform related duties as requiredPerform pipeline tracking using LOS and provide systems database support, ensuring integrity of loan specific dataCompetencies/SkillsKnowledge of loan documentation policies and mortgage lending regulationsOutstanding phone skills, excellent communication skills and grammar skillsAttention to detail and accuracy, ability to multi-taskto handle multiple assignments, strong work ethic and time management skillsIdentifies problems and develops procedures to resolve or correct the situationProvides excellent customer service and solves customer related problems quickly.Strong familiarity credit reporting, Collateral review.Ability to work well under the pressure of strict deadlines and changing priorities.Ability to maintain a high level of confidentiality and integrity with confidential client informationExcellent time management and follow up skills requiredKnowledge and experience with LOS Systems is a plusEducation and ExperienceRequired:Bachelor's degree in Business, Finance, Real Estate, Economics, Liberal Arts or a related field of study1 year of relevant experience in mortgage, real estate or/and financePreferred:2-3 years of relevant experience with demonstrated understanding of real estate/mortgage operations and valuation matrix such as LTV, DSCR

Keywords: Temple View Capital, Bethesda , Mortgage Analyst, Professions , Bethesda, Maryland